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Yulee New Construction Closings: CDD, HOA and Title Tips

Yulee is one of the fastest-growing parts of Northeast Florida, and much of that growth is Yulee new construction. Builder closings work differently from resale closings. Here is what buyers should know.

What Should I Know Before Closing on Yulee New Construction? Quick Answer

Read the builder contract carefully, including who chooses the title company and which closing costs you pay. Ask whether the community has a Community Development District (CDD), an HOA, or both, and what the annual assessments are. Get a final walkthrough and new-construction inspection, confirm the certificate of occupancy, and buy an owner’s title insurance policy to protect against covered title defects.

Builder Closing Checklist

  1. Contract terms: deposits, closing cost credits and title company selection.
  2. CDD and HOA: ask for annual assessments and any remaining CDD bond balance.
  3. Inspections: pre-drywall and final inspections by your own inspector.
  4. Certificate of occupancy: required before closing.
  5. Survey and plat: confirm lot lines and easements.
  6. Owner’s title policy: protects you, not just the lender.

Related: new construction closings, title insurance for new construction and how CDD fees work.

Frequently Asked Questions

Can I use my own title company with a builder?

It depends on the contract. Ask before you sign; builder incentives are sometimes tied to their affiliated companies.

What is a CDD?

A special-purpose district that funds community infrastructure, usually billed on your property tax bill.

Do I need an inspection on a new home?

It is strongly recommended. New homes can have defects too.

Closing in Yulee?

Title Company of Florida handles title searches, title insurance and closings in Yulee. Sign with a mobile notary near you, by remote online notarization, or by mail, and we record electronically with the county.

Open a Title Order Get a Title Quote Call 904-938-4853

Learn more about our Yulee title company services.

General information only, not legal or tax advice. County procedures, deadlines and websites can change; confirm with the office named. Title Company of Florida is a Florida licensed title agency (License #G324751).

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Our Family of Companies

Affiliated business disclosure: Realty ONE Group Elevate is owned by Tanya Cosmini. Title Company of Florida is owned by her husband, Sam Gorniak, and Rental Property Partners is owned within the same family. Because of these family relationships, the owners may benefit when you use more than one of these companies. You are not required to use any of them and are free to choose other providers.

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