Florida Escrow Services
Need a secure escrow partner for your next Florida real estate transaction? Title Company of Florida protects earnest money, coordinates title insurance and settlement services, and keeps real estate closings moving across all 67 counties.
Our team manages funds, documents, title requirements, signing, recording, and disbursement through one organized closing process. Buyers, sellers, real estate agents, lenders, and investors receive clear communication from contract through completion.
Start Your Florida Escrow Order
Secure your deposit, open a title order, or contact our team for assistance with your transaction.
Secure Escrow From Contract to Closing
A real estate closing involves large financial transfers, strict deadlines, and several parties working toward the same result. Escrow creates a secure, neutral place for funds to remain until the contract requirements are satisfied.
Title Company of Florida handles earnest money, buyer funds, lender proceeds, mortgage payoffs, taxes, and authorized disbursements for eligible Florida transactions.
Our escrow services help prevent:
- Missing or unconfirmed deposits
- Unverified wire instructions
- Incorrect payoff amounts
- Funding delays
- Last-minute document problems
- Unclear settlement figures
- Poor communication between parties
Complete Florida Escrow Services
Our escrow and settlement services support residential purchases, sales, refinances, investment properties, vacant land, and other eligible transactions.
Earnest Money Escrow
We receive and hold earnest money deposits connected to eligible real estate closings. Our team confirms receipt, maintains transaction records, and applies the deposit according to the contract and final settlement documents.
Buyer Closing Funds
Buyers receive secure instructions for submitting the funds required for closing. We verify the payment and apply it to the transaction according to the final closing statement.
Lender and Mortgage Funds
We coordinate with loan officers, processors, underwriters, and funding teams to receive and disburse mortgage proceeds according to approved lender instructions.
Seller Proceeds
Once the real estate transaction is funded and all closing conditions are met, seller proceeds are released according to the final settlement statement and verified payment instructions.
Payoffs and Disbursements
Our team coordinates mortgage payoffs, property taxes, association balances, commissions, recording fees, and other authorized closing costs.
One Team for Escrow, Title Insurance, and Closing
Using one company for escrow, title work, and settlement reduces communication gaps and gives every authorized party a clear point of contact.
Title Company of Florida can coordinate:
- Earnest money deposits
- Property title search services
- Owner’s title insurance
- Lender’s title insurance
- Settlement documents
- Mortgage payoffs
- Closing cost calculations
- Mobile and remote signing
- Recording
- Final disbursement
This connected approach creates a more efficient closing experience from the moment the file is opened.
Escrow Services for Buyers
You should never have to wonder where your deposit is being held or how your closing funds will be applied.
Our buyer support includes:
- Earnest money confirmation
- Secure payment instructions
- Title search and lien review
- Owner’s title insurance
- Closing cost coordination
- Signing support
- Recording and transfer coordination
Our team explains what is needed, when funds are due, and what happens next.
Escrow Services for Sellers
A successful sale depends on accurate payoffs, correct settlement figures, and timely proceeds.
We help sellers coordinate:
- Existing mortgage payoffs
- Property tax adjustments
- Association balances
- Seller closing documents
- Mobile or remote signing when available
- Final proceeds disbursement
Our team works to reduce avoidable delays and keep the real estate closing on schedule.
Support for Real Estate Agents
Real estate agents need quick deposit confirmation, responsive communication, and a closing team that respects contract deadlines.
Our Realtor support includes:
- Fast online file opening
- Earnest money receipt confirmation
- Title requirement updates
- Buyer and seller coordination
- Contract deadline tracking
- Flexible closing arrangements
- Statewide support across Florida
We manage the financial and settlement details while helping agents keep their clients informed.
Escrow and Settlement Support for Lenders
Lenders need secure fund handling, accurate documents, and dependable closing coordination.
We assist loan teams with:
- Title commitments
- Lender’s title insurance
- Closing Disclosure coordination
- Loan document handling
- Funding conditions
- Escrow disbursement
- Recording confirmation
- Final policy processing
Security Built Into Every Transaction
Wire fraud can put an entire transaction at risk. Our escrow process includes established procedures for payment verification, identity review, document handling, and account confirmation.
Protect your funds by following these steps:
- Confirm wire instructions directly with our office
- Call a trusted phone number before sending money
- Do not rely only on emailed instructions
- Question unexpected account changes
- Verify the recipient before authorizing payment
- Report suspicious messages immediately
Never send funds based on revised instructions that have not been independently verified.
A Clear Florida Escrow Process
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Open the File
Send us the signed contract and property information. Our team reviews the transaction and opens the escrow file.
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Submit the Deposit
We provide secure instructions for delivering earnest money and confirm receipt with the appropriate parties.
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Complete the Title Search
Property records are reviewed for ownership concerns, mortgages, liens, judgments, restrictions, and other title requirements.
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Coordinate Funds and Documents
We collect lender instructions, payoff information, tax details, association balances, and required closing documents.
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Complete Signing
The parties complete an approved office, mobile, remote, or mail-away signing process.
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Record and Disburse
After all closing conditions are satisfied, documents are recorded and funds are distributed according to the final settlement instructions.
Clear Closing Costs Before You Sign
The total amount required for closing depends on the contract, purchase price, loan, title insurance coverage, taxes, and services needed.
Common closing costs may include:
- Title insurance premiums
- Settlement or closing fees
- Title search charges
- Recording fees
- Documentary stamp taxes
- Mortgage-related taxes
- Association or municipal searches
- Lender fees and endorsements
- Wire or courier charges
Use our Buyer, Seller, or Lender Closing Cost Calculator for an initial estimate. Our team can provide a more accurate quote after reviewing the transaction details.
Estimate Your Florida Closing Costs
Choose the calculator that matches your side of the transaction.
Florida Escrow Services Across All 67 Counties
Title Company of Florida is based in Jacksonville and serves buyers, sellers, real estate agents, lenders, and investors throughout the state.
We coordinate real estate closings in Jacksonville, St. Augustine, Ponte Vedra Beach, Nocatee, Palm Coast, Orlando, Tampa, Miami, Fort Lauderdale, Naples, Sarasota, Tallahassee, and other Florida communities.
Available options may include:
- In-office closings
- Mobile closings
- Remote Online Notarization
- Mail-away closing packages
- Mobile notary coordination
Choose Your Closing Location
Review available Florida closing locations and flexible signing options.
Frequently Asked Questions
How long does escrow take in Florida?
Escrow remains open until the contract requirements, title conditions, funding, and signing are completed. Many financed transactions close within 30 to 45 days, although timing varies.
Is escrow the same as title insurance?
No. Escrow protects and manages transaction funds. Title insurance protects an insured buyer or lender against certain covered title risks.
Who holds the earnest money?
The purchase contract identifies the escrow agent. Title Company of Florida can hold earnest money for eligible transactions handled by our closing team.
Can you handle an out-of-state buyer or seller?
Yes. Mobile, remote, and mail-away options may be available depending on the transaction, lender requirements, and signing documents.
Open Your Florida Escrow File
Protect your deposit, closing funds, and real estate transaction with a team focused on security, communication, and on-time settlement.
Title Company of Florida provides escrow services, title insurance, and closing coordination from contract through recording.