Florida Licensed Title Agency | $1M E&O Coverage | Remote & Mobile Closings Statewide
Florida Title Insurance Quote
Looking for a trusted florida title insurance quote? Title Company of Florida handles title insurance, escrow, and closings with clear pricing and fast communication.
Get a free Florida title insurance quote from Title Company of Florida, a licensed Florida title agency (License #G324751). Tell us the price, county, and loan amount, and we’ll send a written quote with your title premium, closing fee, and the taxes you’ll pay at closing.
Request Your Free Title Quote
In the message box, include the property address or county, the purchase price, the loan amount (if any), and whether you are the buyer, seller, or refinancing. We usually reply the same business day.
Florida Title Insurance Rates Are Set by the State
Florida title insurance premiums are promulgated by the state, so every title company charges the same premium for the same policy amount. What differs between companies is the closing fee, the search fees, and the service. Here are owner’s policy premiums at common price points:
| Purchase price | Owner’s title policy premium |
|---|---|
| $150,000 | $825 |
| $200,000 | $1,075 |
| $250,000 | $1,325 |
| $300,000 | $1,575 |
| $350,000 | $1,825 |
| $400,000 | $2,075 |
| $500,000 | $2,575 |
| $750,000 | $3,825 |
| $1,000,000 | $5,075 |
| $1,500,000 | $6,325 |
Rates shown are the Florida promulgated rate: $5.75 per $1,000 up to $100,000, $5.00 per $1,000 from $100,000 to $1 million, and $2.50 per $1,000 from $1 million to $5 million. The lender’s policy and any endorsements are quoted with your file. For a full cost estimate, see our Florida title insurance rates page and our seller closing cost table.
What Your Quote Includes
- Title premium: owner’s policy and, if you’re financing, the lender’s policy and endorsements.
- Closing and settlement fee: our fee to run the closing and disburse funds. Sellers pay $250 with code TCF250 (see the offer). Military, veterans, and first responders pay a $299 settlement fee (see details).
- Government charges: documentary stamp tax on the deed ($0.70 per $100, or $0.60 per $100 on single-family homes in Miami-Dade), doc stamps on a new mortgage ($0.35 per $100), intangible tax (0.2% of the loan), and recording fees.
- Searches: title search, municipal lien search, and HOA estoppel where needed.
Who Pays for Title Insurance in Florida?
In Duval, St. Johns, Clay, Nassau, and most Florida counties, the seller customarily pays for the owner’s policy and chooses the title company. In Miami-Dade and Broward, the buyer usually pays. The contract controls, so check who is named. Learn more: who pays title insurance in Florida.
Statewide Service
We’re based in Jacksonville and close across Florida through remote online notarization, mobile notary signings, and mail-away closings. Ready to go? Open a title order.
Ready to get started? Contact our florida title insurance quote team or get a title insurance quote.