Many of the master-planned communities in Nocatee, SilverLeaf, Shearwater and across the county have a Community Development District. Understanding St. Johns County CDD fees before you buy helps you budget correctly and avoid surprises at closing. Ask us about St. Johns County CDD fees on a property you are buying or selling.
What Are CDD Fees? Quick Answer
A Community Development District (CDD) is a special-purpose local government that finances and maintains community infrastructure such as roads, utilities and amenities. CDD assessments usually appear on the annual property tax bill and may include a debt (bond) portion and an operations and maintenance portion. Florida purchase contracts include a CDD disclosure, and buyers should ask for the current assessments and any remaining bond balance before closing.
St. Johns County CDD Fees vs HOA Dues
| CDD | HOA |
|---|---|
| A unit of local government | A private association |
| Usually billed on the property tax bill | Billed by the association |
| Funds infrastructure and its upkeep | Enforces rules, maintains common areas |
How St. Johns County CDD Fees Are Handled at Closing
Because CDD assessments usually ride on the property tax bill, they are typically prorated along with taxes on the settlement statement. Some communities allow owners to pay off the bond portion early. If you are buying, ask what the annual assessment is and whether a bond balance remains. If you are selling, we confirm assessments so the numbers on your settlement statement are right.
Related: St. Johns County homestead exemption and title company in Nocatee.
Frequently Asked Questions
Do CDD fees ever go away?
The debt portion usually ends when the bonds are paid off; the maintenance portion typically continues.
Are CDD fees tax-deductible?
Ask your tax advisor. Treatment can differ between the debt and maintenance portions.
How do I find a property’s CDD assessment?
Check the property tax bill on the Tax Collector’s site or ask the CDD’s district manager.
Closing in St. Augustine or St. Johns County?
Title Company of Florida handles title searches, title insurance and closings for St. Augustine, St. Augustine Beach, Nocatee, Ponte Vedra and all of St. Johns County. Sign with a mobile notary near you, by remote online notarization, or by mail, and we record electronically with the county.
Learn more about our St. Augustine title company services.
General information only, not legal or tax advice. County procedures, deadlines and websites can change; confirm with the office named. Title Company of Florida is a Florida licensed title agency (License #G324751).
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