Florida Licensed Title Agency | $1M E&O Coverage | Remote & Mobile Closings Statewide
St. Augustine 1031 Exchange Title Company
Looking for a trusted st augustine 1031 exchange title company? Title Company of Florida handles title insurance, escrow, and closings with clear pricing and fast communication.
Title Company of Florida provides title insurance, escrow, and closing services for investors completing a 1031 exchange in St. Augustine. When you’re buying a replacement property under strict IRS deadlines, you need a St. Augustine 1031 exchange title company that clears title fast, works directly with your Qualified Intermediary, and gets you to the closing table on time.
Local Support for St. Augustine 1031 Exchange Closings
Title Company of Florida is based in nearby Jacksonville and closes St. Augustine transactions every week. We are not a walk-in branch office in St. Augustine. Instead, we send a mobile notary to you anywhere in St. Johns County, or we close remotely through online notarization or a mail-away signing. That keeps your replacement closing on schedule wherever you are. Learn more about our St. Augustine title company services.
What Is a 1031 Exchange?
A 1031 exchange, named for IRC Section 1031, allows an investor to defer capital gains tax when selling investment or business real estate and reinvesting the proceeds in like-kind replacement property. The rules are strict, and missing a deadline can cost you the tax deferral.
- 45-Day Identification Period: You must identify potential replacement properties in writing within 45 days of closing on the property you sold.
- 180-Day Closing Period: You must close on the replacement property within 180 days of the sale, or by your tax return due date if that comes first.
- Qualified Intermediary Requirement: Your sale proceeds must be held by a Qualified Intermediary, not by you, so you never take receipt of the funds.
Our Role: Title and Closing, Not Qualified Intermediary
Title Company of Florida handles the title insurance, escrow, and closing for your replacement property. We are not a Qualified Intermediary and we do not hold exchange funds as a QI. You choose your own QI, and we coordinate with them on the exchange documents, the assignment of the purchase contract, and the wire of exchange funds into escrow for closing. We also coordinate with your CPA or tax advisor as needed. We do not give tax advice.
Replacement Property Closing Process in St. Augustine
- Exchange Setup: Send us your contract and your QI’s contact information, and we open the file the same day.
- Title Search and Commitment: We search title, identify liens, open permits, and HOA or municipal issues, and issue a title commitment quickly so problems surface early in your 180-day window.
- Vesting and Documentation: We confirm that the replacement property vests in the same taxpayer that sold the relinquished property, which is one of the most common exchange mistakes.
- Escrow Coordination with Your QI: We provide your QI with the settlement statement and wiring instructions, verified by phone, so exchange funds arrive on time.
- In-Person, Mobile, or Remote Closing: Sign with us in person, with a mobile notary, or remotely online.
- Recording and Final Title Policy: We record your deed with St. Johns County and issue your owner’s title policy.
Local Closing Considerations in St. Johns County
Deeds and mortgages for St. Augustine properties are recorded with the St. Johns County Clerk of Court and Comptroller. Florida documentary stamp tax on deeds is $0.70 per $100 of consideration, and new mortgages carry $0.35 per $100 in doc stamps plus intangible tax of 0.2%. Many St. Augustine replacement properties are short-term or vacation rentals, historic-district buildings, or homes in HOA communities, so we pay close attention to HOA estoppels, association approval requirements, and any recorded restrictions that could affect how you plan to use the property.
Why 1031 Exchange Investors Choose Title Company of Florida
- Experience coordinating closings against hard IRS deadlines.
- Direct coordination with your Qualified Intermediary, lender, and agents.
- In-person, mobile, and remote online closings to fit your schedule.
- Florida Licensed Title Agency (License #G324751) with E&O coverage, a surety bond, and general liability coverage.
- Strict wire fraud prevention: we never send or change wiring instructions by email alone.
We also close 1031 exchanges statewide, including Miami, Tampa, Orlando, Fort Lauderdale, and West Palm Beach.
Service Area
We provide 1031 exchange title and closing services in St. Augustine, St. Augustine Beach, Vilano Beach, Palencia, World Golf Village, Nocatee, Ponte Vedra, St. Johns, and all of St. Johns County.
Start Your St. Augustine 1031 Exchange Closing
If you’re working with a Qualified Intermediary on a replacement property in St. Augustine, open a title order today or contact Title Company of Florida. We’ll get your title commitment moving so your exchange closes on time.
Ready to get started? Contact our st augustine 1031 exchange title company team or get a title insurance quote.