- Licensed Florida Title Insurance Agency
- Insured & Bonded
- Jacksonville Based
- Mobile & Remote Closing Options
- Closings Coordinated Across All 67 Florida Counties
Title & Closing Support for Sawgrass Properties
Sawgrass is really two gated communities sharing a name. Sawgrass Country Club sits east of A1A with its own golf club and beach club, and Sawgrass Players Club surrounds TPC Sawgrass, home of THE PLAYERS Championship. Both contain dozens of individual neighborhoods, villa associations, and condominium regimes.
That structure matters at closing. A single Sawgrass sale can require an estoppel from a master association, another from a sub-association or condominium association, and separate confirmation of any club-related obligations. Missing one of those layers is one of the most common reasons a Sawgrass closing is delayed.
Title Company of Florida identifies every association tied to the property when the file opens, orders estoppel certificates promptly, and reconciles them against the contract and the title commitment before closing figures are finalized.
Looking for a Sawgrass title company that already knows how these files work? Call or text our closing team, or open a Sawgrass title order online.
Real Estate Closings in Sawgrass
As your Sawgrass title company, we coordinate eligible:
- Single-family golf and lagoon homes
- Villa and patio-home closings
- Condominium purchases and sales
- Cash purchases
- Jumbo and conventional financing
- Refinances
- Second-home and relocation purchases
Depending on the file, our team may coordinate:
- Title search and title commitment
- Earnest money escrow
- Master and sub-association estoppels
- Gate access for signings and inspections
- Mortgage payoff information
- Lender and underwriter requirements
- Settlement figures
- Recording and authorized disbursement
Sawgrass properties are recorded in St. Johns County Official Records, maintained by the St. Johns County Clerk of Court and Comptroller. Deeds, mortgages, satisfactions, liens, and other authorized instruments for Sawgrass closings are submitted there for recording.
Title Insurance & Escrow for Sawgrass Properties
As the Sawgrass title company of record, we order and review each policy before closing.
Owner’s & Lender’s Title Insurance
We coordinate eligible owner’s and lender’s title insurance policies according to Florida requirements and applicable underwriting guidelines.
For Sawgrass condominiums, lenders often require condominium-specific endorsements, and our team coordinates those with the underwriter as part of the commitment.
An owner’s policy protects the insured buyer’s ownership interest against certain covered title risks. A lender’s policy protects the insured mortgage lender’s interest. They are separate policies with separate insureds.
Title Search and Examination
Our team reviews available public records for matters that may affect the proposed transaction, including mortgages, liens, judgments, prior deeds, easements, recorded restrictions, and association declarations.
In Sawgrass, the search also covers recorded declarations and amendments for both the master community and the specific neighborhood or condominium regime.
The title examiner and underwriter determine what requirements apply before proposed title coverage is issued.
Secure Escrow Coordination
For eligible transactions, we coordinate earnest money, buyer funds, lender proceeds, mortgage payoffs, association payoffs, and authorized disbursements according to the contract and applicable closing instructions. Wire instructions are always verified by phone with our office; we never change wiring instructions by email.
Sawgrass Closing Considerations
Sawgrass combines layered associations, an older condominium stock, golf-course and lagoon frontage, and gated entry. As your Sawgrass title company, these are the items we see most often in Sawgrass files.
Master and Sub-Association Estoppels
Most Sawgrass properties sit within more than one association. Florida law allows associations to charge for estoppel certificates and sets timelines for delivering them.
We request each certificate as soon as the contract is received and confirm that dues, special assessments, and transfer fees match what the buyer and seller expect.
Condominium Milestone Inspections and Reserves
Many Sawgrass condominium buildings were built in the 1970s and 1980s. Florida now requires milestone structural inspections and structural integrity reserve studies for many condominium buildings three stories or taller.
Lenders and buyers increasingly ask about those reports. Results and any related special assessments can affect financing approval and closing figures, so we flag association questions early.
Club Membership Is Separate From Title
Membership in Sawgrass Country Club or TPC Sawgrass is governed by each club’s own rules, not by the deed.
If a contract addresses membership transfer, the club’s process runs on its own timeline and should be confirmed with the club directly. Any club charges that must be paid at closing can be included in settlement figures when properly documented.
Gated Access for Signings and Appraisals
Both Sawgrass communities control entry at staffed gates.
For mobile signings, inspections, and appraisals, we coordinate guest access with the owner or listing agent in advance so a closing appointment is not lost at the gate.
Lagoon, Golf, and Marsh Frontage
Homes on lagoons, fairways, or marsh can involve drainage easements, golf-course easements, and flood-zone questions.
An easement is not automatically a title defect, but buyers should review the survey and title commitment exceptions together before closing.
How a Sawgrass Closing Works With Our Team
1. Contract and transaction information are received
As the Sawgrass title company on the transaction, we open the file, confirm the parties, and request association, payoff, and lender contacts at the start.
2. Title search and applicable requirements are reviewed
Recorded ownership, mortgages, liens, easements, restrictions, and declarations are examined and a title commitment is issued.
3. Association, payoff, and lender information are coordinated
Master, sub-association, and condominium estoppels are requested, along with mortgage payoffs and any lender condominium questionnaires.
4. Settlement figures and signing arrangements are prepared
Closing figures are balanced with the lender and agents, and signing is scheduled at our office, at the property, or remotely when eligible.
5. Remaining closing conditions are completed
Outstanding title, lender, association, or underwriting requirements are cleared before funding.
6. Authorized documents are recorded in St. Johns County and funds are disbursed
After closing conditions are satisfied, documents are submitted for recording and funds are disbursed according to the closing instructions.
Flexible Closing Options for Sawgrass Buyers & Sellers
Many Sawgrass buyers are relocating or purchasing a second home, and many sellers no longer live locally. As the Sawgrass title company handling these files, we arrange signings that fit both sides without requiring everyone in the same room.
Depending on the lender, underwriter, document type, signer eligibility, and transaction requirements, options may include:
- Jacksonville office closing
- Mobile closing at the property, a club, or an office
- Remote Online Notarization when eligible
- Mail-away closing for out-of-area sellers
- Split signings for buyers and sellers in different locations
Serving Sawgrass and Nearby Communities
As the Sawgrass title company serving both communities, we coordinate title and closing services throughout Sawgrass and nearby Ponte Vedra Beach neighborhoods, including:
- Sawgrass Country Club
- Sawgrass Players Club
- TPC Sawgrass area homes
- Sawgrass Island
- Plantation Oaks
- Sawgrass villa and patio-home associations
- Sawgrass condominium regimes
- A1A corridor properties in 32082
Nearby Service Areas
We also close throughout the surrounding area. See our Ponte Vedra Beach title company page for broader coverage, or explore nearby communities:
Why Sawgrass Agents, Lenders, Buyers & Sellers Choose Title Company of Florida
Sawgrass transactions reward a Sawgrass title company that knows to look for every association, every fee, and every gate before closing day.
Local Northeast Florida Team
Title Company of Florida is based in Jacksonville and closes transactions across Duval, St. Johns, Nassau, and Clay counties every week.
Early Association & Payoff Requests
Estoppels, payoffs, and lender conditions are requested at file opening, not the week of closing, so surprises surface while there is still time to resolve them.
Experience With Higher-Value Transactions
Larger loan amounts, jumbo lender conditions, trust and LLC ownership, and cash purchases each add requirements. Our team coordinates them as part of the normal workflow.
Fraud-Aware Closing Practices
We verify seller identity, confirm wiring instructions by phone, and never request sensitive personal information by email.
Close Your Sawgrass Transaction With a Local Title Team
From multi-layer estoppels to condominium lender requirements and gated signings, our team coordinates every piece of your Sawgrass transaction through St. Johns County recording.