Old Ponte Vedra Title Company

Title & Closing Support for Old Ponte Vedra Properties

Old Ponte Vedra refers to the original neighborhoods around the Ponte Vedra Inn & Club and along Ponte Vedra Boulevard, developed beginning in the 1920s and 1930s. It includes oceanfront estates, homes between the boulevard and the Intracoastal, and some of the most expensive real estate in Northeast Florida.

Older ownership chains, oceanfront construction rules, and estate-level pricing all show up in these files.

Title Company of Florida examines the full chain needed for the policy, coordinates coastal surveys and lender requirements, and keeps large-dollar escrow and wiring secure.

Looking for a Old Ponte Vedra title company that already knows how these files work? Call or text our closing team, or open a Old Ponte Vedra title order online.

Call 904.93.TITLE

Real Estate Closings in Old Ponte Vedra

As your Old Ponte Vedra title company, we coordinate eligible:

Oceanfront estates
Ponte Vedra Boulevard homes
Intracoastal-side homes
Established neighborhood homes
Cash and jumbo purchases
Estate and trust sales
Teardown and rebuild purchases

Depending on the file, our team may coordinate:

Title search and title commitment
Earnest money escrow
Coastal survey coordination
Probate and trust documentation
Mortgage payoff information
Lender and underwriter requirements
Settlement figures
Recording and authorized disbursement

Old Ponte Vedra properties are recorded in St. Johns County Official Records, maintained by the St. Johns County Clerk of Court and Comptroller. Deeds, mortgages, satisfactions, liens, and other authorized instruments for Old Ponte Vedra closings are submitted there for recording.

Title Insurance & Escrow for Old Ponte Vedra Properties

As the Old Ponte Vedra title company of record, we order and review each policy before closing.

Owner’s & Lender’s Title Insurance

We coordinate eligible owner’s and lender’s title insurance policies according to Florida requirements and applicable underwriting guidelines.

Oceanfront policies can involve specific survey and coastal exceptions. We explain what the commitment covers and what it excepts before closing.

An owner’s policy protects the insured buyer’s ownership interest against certain covered title risks. A lender’s policy protects the insured mortgage lender’s interest. They are separate policies with separate insureds.

Title Search and Examination

Our team reviews available public records for matters that may affect the proposed transaction, including mortgages, liens, judgments, prior deeds, easements, recorded restrictions, and association declarations.

Older Ponte Vedra properties may have chains of title that include estate transfers, older restrictions, and prior replats, all of which the examiner reviews.

The title examiner and underwriter determine what requirements apply before proposed title coverage is issued.

Secure Escrow Coordination

For eligible transactions, we coordinate earnest money, buyer funds, lender proceeds, mortgage payoffs, association payoffs, and authorized disbursements according to the contract and applicable closing instructions. Wire instructions are always verified by phone with our office; we never change wiring instructions by email.

Title Insurance Services Title Search Escrow Coordination

Old Ponte Vedra Closing Considerations

The age, oceanfront location, and value of Old Ponte Vedra properties create several items to plan around.

Coastal Construction Control Line

Florida regulates construction seaward of the Coastal Construction Control Line, and oceanfront rebuilding or additions may require state permitting.

Permitting is not a title matter, but buyers planning renovations or a rebuild should confirm requirements before closing.

Longer Chains of Title

Properties held for decades or passed through estates can involve probate orders, trust transfers, or older unsatisfied mortgages.

Those items are resolvable but take time, so we begin the examination the day the contract arrives.

Oceanfront Surveys and Erosion

Oceanfront boundaries and improvements such as walkovers and seawalls should be shown on a current survey.

Survey results can affect title exceptions and lender approval, especially after storm-related shoreline changes.

Flood and Wind Insurance

Many homes east of the boulevard and near the Intracoastal sit in coastal flood zones.

Lenders require flood coverage in those zones, and quotes for high-value oceanfront homes can take time to obtain.

Teardown and Rebuild Purchases

Some buyers purchase an older home to replace it.

Construction financing, demolition, and future construction liens should be planned with the lender and title team from the start.

Calculate Old Ponte Vedra Closing Costs

How a Old Ponte Vedra Closing Works With Our Team

1. Contract and transaction information are received

As the Old Ponte Vedra title company on the transaction, we open the file, confirm the parties, and request association, payoff, and lender contacts at the start.

2. Title search and applicable requirements are reviewed

Recorded ownership, mortgages, liens, easements, restrictions, and declarations are examined and a title commitment is issued.

3. Association, payoff, and lender information are coordinated

Payoffs, probate or trust documents, coastal survey items, and lender conditions are coordinated with the appropriate parties.

4. Settlement figures and signing arrangements are prepared

Closing figures are balanced with the lender and agents, and signing is scheduled at our office, at the property, or remotely when eligible.

5. Remaining closing conditions are completed

Outstanding title, lender, association, or underwriting requirements are cleared before funding.

6. Authorized documents are recorded in St. Johns County and funds are disbursed

After closing conditions are satisfied, documents are submitted for recording and funds are disbursed according to the closing instructions.

Flexible Closing Options for Old Ponte Vedra Buyers & Sellers

Old Ponte Vedra sellers are often estates, trusts, or long-time owners who now live elsewhere. We coordinate mail-away, remote, and in-person signings to fit.

Depending on the lender, underwriter, document type, signer eligibility, and transaction requirements, options may include:

Jacksonville office closing
Mobile closing at the property, a club, or an office
Remote Online Notarization when eligible
Mail-away closing for out-of-area sellers
Split signings for buyers and sellers in different locations

Serving Old Ponte Vedra and Nearby Communities

We coordinate title and closing services throughout the original Ponte Vedra Beach neighborhoods, including:

Ponte Vedra Boulevard
Ponte Vedra Inn & Club area
Oceanfront estates
Corona Road and nearby streets
Intracoastal-side homes
Ponte Vedra Lakes area
Mickler’s Landing area
32082 coastal neighborhoods

Nearby Service Areas

We also close throughout the surrounding area. See our Ponte Vedra Beach title company page for broader coverage, or explore nearby communities:

Why Old Ponte Vedra Agents, Lenders, Buyers & Sellers Choose Title Company of Florida

Old Ponte Vedra closings reward early examination, careful coastal review, and disciplined large-dollar escrow handling.

Local Northeast Florida Team

Title Company of Florida is based in Jacksonville and closes transactions across Duval, St. Johns, Nassau, and Clay counties every week.

Early Association & Payoff Requests

Estoppels, payoffs, and lender conditions are requested at file opening, not the week of closing, so surprises surface while there is still time to resolve them.

Experience With Higher-Value Transactions

Larger loan amounts, jumbo lender conditions, trust and LLC ownership, and cash purchases each add requirements. Our team coordinates them as part of the normal workflow.

Fraud-Aware Closing Practices

We verify seller identity, confirm wiring instructions by phone, and never request sensitive personal information by email.