Double Closing Title Company in Florida

Title Company of Florida is an investor-friendly double closing title company serving investors and wholesalers statewide. We close back-to-back transactions cleanly, with clear rules that protect sellers, end buyers, and investors.

Statewide Investor Closings from Jacksonville

We’re headquartered in Jacksonville and close in person there. Everywhere else in Florida, we close through remote online notarization, mobile notary signings, and mail-away closings. We are not a walk-in office outside Jacksonville, and we say so plainly.

How a Double Closing Works

A double closing (also called a simultaneous or back-to-back closing) is two separate transactions on the same property, usually on the same day. In the first, the original seller (A) sells to the investor (B). In the second, the investor (B) sells to the end buyer (C). Each side has its own settlement statement, so the A-B price and the B-C price stay separate. Investors often prefer a double closing over an assignment of contract when the assignment fee is large or the end buyer’s lender won’t allow assignments.

Double Closing vs. Assignment of Contract

• Assignment: One closing. The investor assigns the purchase contract to the end buyer for a fee, which shows on the settlement statement. Simpler and cheaper, but the fee is visible and some lenders prohibit it.
• Double Closing: Two closings, two deeds, two sets of closing costs. More paperwork, but each side’s pricing stays on its own statement and it works with most conventional lenders.

We close both structures in Florida and will tell you plainly which one fits your deal.

Funding the A-B Side

The investor needs funds to close the A-B purchase. That can be the investor’s own cash, a hard money loan, or a transactional funding lender. Whether the end buyer’s funds can be used for the A-B side depends on the end buyer’s lender and our underwriter’s requirements, so we confirm that early instead of finding out on closing day.

Our Three Rules for Investor Closings

We built these rules to protect sellers, end buyers, and investors, and to keep our time focused on deals that actually close.

1. Minimum Property Value of About $300,000: We focus on investor transactions where the property value is roughly $300,000 or more. Below that, the work and risk of a double closing usually don’t make sense for anyone involved.
2. No Earnest Money, No Deal: The buyer’s earnest money deposit must be received by the deadline in the contract. If it isn’t, the contract is treated as void and we close the file. This one rule filters out most of the bad actors in the wholesale space.
3. Full Transparency to Seller and End Buyer: We notify both the original seller and the end buyer about how the deal is structured. Everyone knows there are two transactions and who is on each side. That way a last-day backout by an end buyer can’t leave a seller stranded and surprised at the closing table.

Florida Closing Costs in a Double Closing

Florida documentary stamp tax on deeds is $0.70 per $100 of consideration (Miami-Dade County uses its own rates). In a double closing, doc stamps are paid on both deeds, along with recording fees and title charges on each side. We give you the full numbers for both transactions before you commit.

Why Investors Choose Title Company of Florida

• We understand wholesale, fix-and-flip, and back-to-back transactions and don’t treat investors as a problem file.
• Fast title searches and commitments, so problems surface before your end buyer’s deadlines.
• In-person, mobile, and remote online closings statewide.
• Florida Licensed Title Agency (License #G324751) with E&O coverage, a surety bond, and general liability coverage.
• Strict wire fraud prevention: we never send or change wiring instructions by email alone.

Double Closings by City

Jacksonville double closing title company | St. Augustine double closing title company | Miami double closing title company | Tampa double closing title company | Orlando double closing title company | Fort Lauderdale double closing title company | West Palm Beach double closing title company

Learn more about our title services for real estate investors.

Start Your Double Closing

Open a title order or contact Title Company of Florida and we’ll review your deal structure before anything gets signed.