Do you work with Realtors and lenders?

Yes. We work closely with Realtors, mortgage lenders, investors, and homeowners to ensure smooth communication, secure escrow handling, and on-time closings.

What is title insurance and why do I need it?

Title insurance protects buyers and lenders against hidden title defects such as liens, unpaid taxes, ownership disputes, or recording errors. We conduct thorough title searches to ensure clear and marketable title before closing.

Can you handle closings outside of Jacksonville?

Yes. While our office is based in Jacksonville, we coordinate closings statewide across Florida. Remote and mobile closing options are available when permitted.

Do you offer escrow services in Jacksonville?

Yes. We provide secure escrow services for residential and commercial real estate transactions in Jacksonville and throughout all 67 Florida counties. Earnest money and closing funds are handled using strict wire fraud prevention protocols.

How much does a Florida real estate closing cost?

Closing costs vary depending on the purchase price, loan type, and location. Title Company of Florida provides transparent, itemized quotes so buyers, sellers, Realtors, and lenders understand all title and escrow fees upfront before closing.

What Does a Florida Title Company Do? (And Why It Matters Before You Close)

If you’re buying or selling a home in Florida, understanding what a title company does — and why it matters — can protect your closing.

Selling or Buying a Home in Jacksonville or NE Florida?

Not sure what a Florida title company actually does — or why it matters?

A Florida title company protects your transaction from start to finish—verifying ownership, handling escrow, coordinating with lenders, and ensuring your closing is secure and on time. We make the process simple, transparent, and stress-free.

Before You Close… Read This (It Could Save Your Deal & MONEY)

Most buyers and sellers don’t think about the title company… until something goes wrong.

Everything feels fine at first. The contract is signed. The closing date is set. Everyone is excited.

Then suddenly… things start to shift.

❌ Delays with documents
❌ Confusion around wiring instructions
❌ Last-minute title issues
❌ Poor communication between parties

And now your closing — and your move — is at risk.

Here’s the truth most people don’t realize:

Not all title companies operate the same.

The cost is often similar… but the experience is not.

What Does a Florida Title Company Actually Do?

A Florida title company is responsible for making sure your property can legally transfer ownership — cleanly and securely.

That includes:

✔ Verifying ownership
✔ Checking for liens or issues
✔ Handling escrow (your money)
✔ Coordinating all parties for closing

If something is missed, it can become your problem after closing.

What Is Title Insurance (And Why It Matters)?

There are two types of title insurance:

Lender’s Policy — protects the bank financing your loan.

Owner’s Policy — protects YOU, the homeowner.

This protects against things like:

Unknown liens
Ownership disputes
Errors in public records
Fraud or forged documents

Without it, you could be financially responsible for issues you didn’t create.

If You’re the Buyer — Here’s What You Need to Know

As a buyer, this may be the largest purchase you’ll ever make.

And while everyone is focused on the home itself… what matters just as much is what you can’t see.

Behind every property is a legal history — and if something is wrong, it can become your problem after closing.

❌ Unpaid liens or debts tied to the property $$$$$
❌ Ownership disputes
❌ Errors in public records
❌ Fraud or forged documents

Here’s something most buyers don’t realize:

You can often negotiate which title company is used in your contract.

In many cases, the seller may pay for the owner’s title policy — but that doesn’t mean they have to control the title company.

In many cases, it actually makes more sense for YOU to choose the title company.

Why?

✔ You’re the one who has to live with any post-closing issues
✔ You want a company focused on protecting your interests
✔ You want clear communication and a smooth closing experience

The good news — this can often be structured in your offer.

We regularly help buyers and agents understand how to position this in negotiations while still keeping the offer competitive.

If you have questions, we’re happy to walk you through it.

Call or text us anytime at 904-93-TITLE — we’ll help you make the smartest move before you go under contract.

If You’re the Seller — Here’s Where You Can Save Money

As a seller, you’re focused on one thing:

Netting the most money while closing smoothly and on time.

Here’s something important to understand:

Title insurance premiums in Florida are set by the state.

✔ No title company can charge more
✔ No title company can charge less

So if the premium is the same everywhere, the real difference comes down to fees and service.

We offer one of the lowest seller settlement fees in the area — just $350.

That means:

✔ Lower closing costs
✔ More money in your pocket
✔ No sacrifice in service or security

And just as important — we keep your deal moving so you don’t risk delays, extensions, or fall-throughs.

Why People Choose Title Company of Florida

✔ Same-day file opening
✔ Proactive communication (we don’t wait for problems)
✔ Secure wire fraud protection protocols
✔ Smooth coordination from contract to closing

From contract to keys, we help ensure your closing is handled the right way.

Ready for a Smooth, Secure Closing?

The earlier you choose the right title company, the smoother your transaction will be.

Start My Title Order

Call or Text: 904-93-TITLE

Title Company of Florida provides title insurance and escrow services in the State of Florida. All services are subject to applicable Florida law and underwriter guidelines. Title insurance premiums are regulated by the State of Florida.